The Influence of Understanding Financial Literacy and Community Readiness on the Use of Central Bank Digital Currency (CBDC)

<p><p align="justify">The purpose of this study was to analyze the influence public understanding financial literacy and community readiness on use Central Bank Digital Currency (CBDC). This is expected provide information knowledge regarding in facing challenges research method uses a quantitative approach. Data collection carried out by distributing questionnaires. There are 100 samples with sample criteria, namely millennial generation born 1986-1995 Z from 1996-2005. Researchers used Likert scale determine value respondents' answers. After that, data obtained were then analyzed using tools, SPSS software conducting instrument quality tests, validity reliability classical assumption normality heteroscedasticity multicollinearity hypothesis testing. t-test f-test, test coefficient determination. The results indicate that there positive relationship between variables for (CBDC).<em></em></p>